as we are both working our family budget consists of his salary and my salary. and i want to tell that both of us are earning really good sum of money so we never need more or something like that. and i ca say that we are saving money. yes we give all our money to our family budget but if one us wants o buy something then we talk about it and , he will definitely do it. i am not mean at all as well as my husband is, and we like to buy things and go shopping.
You know it's a good thing. In addition, the family budget helps to spend your money more appropriately. It helps you plan something and think ochem something greater than each of you lived alone. Also, I do not know if I can provide my family alone. Because this is a very serious matter. Also, if my partner wants to work, why should I deny him that? And each of us can earn some part of our family budget. We will live a lot better if we work both! it will be wonderful. And we will be able to buy something better than what we can afford us, when only someone of us working.
well we are not like normal family wit hmy boyfriend. but we are living togther for more than 4 months and we have learned how to create family budget. yes we both are working so it is not very difficult to fill it with enough sum of money. we try to write everything down, what we buy and what we are planning to buy. we are also saving money together in order to travel or to buy something really expensive. we do not buy very much, we are very reasonable in our shopping.
In our family we both work, me and my boyfriend. And we have our collective budget, so we earn money and then divide them for everything we need to buy. For example, i pay for food, food for pets and hygiene products which we buy once a week and he pays for the rent of our house and medical insurance for both of us...
But me as well as him have our own pocket money which we can waste for everything we want, for example, meeting with friends in cafes, some presents for each other, buying extra clothes or accessories :lol:
You know we have two groups of needs - common and own. We are living together and consider ourselves a family, so common needs are preferable, so each of us spends his money on common needs (we are both working and earning money, so the family budget does not depend completely on one of us, either on me or on my partner). If something remains, then it is spent on personal needs according to the rule "I earn - I spend" and there is no need for me to tell my partner what I spent my money on if common needs are satisfied and I did not take his money to buy something for myself.
To tell the truth I would like to work for my family! I'm working now, and I do not have an incentive in my work. I'm just getting my salary, and I do not want to go somewhere in my career. This is convenient for me. But if I have my family, it will provide a strong incentive for me! I really need to find my love. But I do not know why it's so hard for me? Did I do something wrong? I thought a lot about it ... But anyway, I continue to live and hope. In addition, when I have a family, I'll do anything to my partner stayed at home, and I'm ready to work really much to ensure my family completely.
The best way to start making a budget is to consider what you (and your family) spend your money on, on a daily and monthly basis. Here’s a list of four general categories—the first two consist of inflexible payments and the latter two are variable expenses:
Regular Necessities (rent, food, utilities, gas, etc.)
Bills and Loans (such as credit card bills, student loans, medical bills, etc.)
Long-Term Savings (401k, savings and emergency accounts, etc.)
Fun/Recreation (date night, trip with the kids, etc.) :) :)
it makes your life easier.
As for me I have a boyfriend, though not rich,but always tries me a gift to do,to give a bouquet of flowers and a postcard or something,or something else,a small thing,but very nice!And I really appreciate it and love you madly,not even for the presents,but just for the fact that I have it ,and the money for me not the main factor here one day-tomorrow,the main thing to have desire to earn them!!!!!!And the last thing I want to draw your attention is the lack of initiative. The man wants nothing, does nothing, living like a vegetable. Each day for the unloved work, the boss scolds, his regular depression and drinking. In life you have always something to want, something to strive for.
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